Our residential aged care accommodation is priced to reflect the location of our facility and the level of comfort and luxury offered within each room. Regardless of the location and costs, Clayton Church Homes provides quality care through mutual respect in a loving environment at all times.
Are you eligible for Government Assistance?
Costs are an important consideration for many residents. Therefore, it is important to find out if you are eligible for Australian Government assistance to subsidise your accommodation and care costs.
Prior to entering residential aged care accommodation, you should complete and lodge an Income and Assets Assessment form with Centrelink or the Department of Veterans’ Affairs (DVA).
The Australian Government will assess your income and assets and advise the amount you will be required to contribute towards your Means-Tested Care Fee and accommodation costs.
If you have not completed this form, you will not receive any Australian Government assistance and therefore will be required to pay the maximum daily Means Tested Fee and accommodation payment.
Types of fees
Outlined below are the different types of fees for residential aged care that you may be asked to pay, depending on your individual circumstances.
Daily Care Fee
Payable on admission by all residents, this is a basic care fee to cover the costs of general living and is set by the Government at 85% of the aged pension for a single person.
Means-tested Care Fee
Payable by some residents as an additional contribution towards the costs of care. The amount of the fee, if any, is determined by the Department of Human Services after assessing your income and assets. Annual and lifetime caps apply for the Means-tested Care Fee.
Accommodation Payments
The accommodation cost (‘room price’) of your selected room, which is determined in accordance with Government guidelines.
If your Income and Assets Assessment (with Centrelink or the Department of Veterans’ Affairs) is assessed as being below certain thresholds, your accommodation costs will be subsidised (in part, or full).
For residents who are not eligible for Government support, three accommodation payment options are available, as follows:
1. Refundable Accommodation Deposit (RAD): A refundable lump sum which varies in amount depending on the standard and facilities of the room.
All lump sums paid as RADs are fully refundable upon departure of our service, unless you have agreed for amounts to be deducted from the lump sum as a combination option (as outlined in Item ‘3’ below).
2. Daily Accommodation Payment (DAP): A daily fee based on a Maximum Permissible Interest Rate (MPIR) that is set by the Government and calculated from the published RAD of the selected room.
The Government updates this MPIR quarterly; however, the MPIR applicable at the time of finalising your Residential Agreement is applied and will not affect or alter your individual payment arrangement thereafter.
The daily fee accrues each day and is payable either fortnightly or monthly.
3. Combination of RAD and DAP: A combination payment arrangement made up of partial lump sum amount (RAD) and a daily accommodation payment (DAP) to suit your personal circumstances.
Additional Services Fees
This fee is only applicable for any agreed optional services you may wish to receive (e.g. hairdresser).
Respite Fees
Applicable for short-term respite accommodation only and is a daily fee that covers the basic cost of care.
Our flexible payment options
Our flexible residential accommodation pricing offers you choice in deciding a payment option that is right for your individual circumstances. You are welcome to take up to 28 days from entry to decide upon your payment method. During this time, from date of entry until the payment method is agreed, a Daily Accommodation Payment fee will apply.
Our Accommodation Pricing Structures are updated quarterly in accordance with the current Maximum Permissible Interest Rate.
All payment arrangements can be tailored to meet individual needs – please contact our Customer Journey Admissions Manager on (08) 8404 8200 for an obligation free discussion.
We encourage you to seek independent financial management advice from a licensed financial advisor with experience in aged care.
Help understanding costs
Please contact our Customer Journey Admissions Manager on (08) 8404 8200 if you require assistance in understanding the costs associated with residential aged care accommodation.
Alternatively, the My Aged Care residential care fee estimator can help you determine the costs you may be required to pay for residential aged care accommodation.